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Everything on COI tracking, in one place.

Practical guides, plain-English references, and a free tool to help general contractors, property managers, and facilities teams collect, verify, and track vendor Certificates of Insurance — without living in a spreadsheet.

A Certificate of Insurance (COI) is the proof that a subcontractor or vendor actually carries the coverage your contract requires. Miss an expiration, or accept a certificate that quietly drops below your limits, and their claim can become your liability. These resources cover how to do COI tracking properly — and how software takes the manual chase off your plate.

Guides
Cornerstone guide

Certificate of Insurance Tracking: The Complete Guide

What COI tracking is, why a lapsed vendor policy is your liability, what to track on every certificate, and how AI software takes over the chase.

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How-to

How to Track Subcontractor COIs

A practical, step-by-step workflow: collecting certs, verifying limits, tracking expirations, chasing renewals, and the mistakes to avoid.

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Reference

The ACORD 25 Form, Explained Field by Field

A plain-English walkthrough of every section of the ACORD 25 Certificate of Liability Insurance — so you know exactly what you’re reading.

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Requirements

COI Requirements for General Contractors

Typical insurance minimums, additional insured and waiver language, and a concrete checklist you can enforce on every subcontract.

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Free tools
Free tool

COI Requirements Checklist Generator

Pick a trade and project size and get recommended insurance requirements — limits, additional insured, waivers. No signup, instant.

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Compare
Comparison

CoverGuard vs TrustLayer, myCOI & Jones

How the COI-tracking tools stack up — and why an SMB contractor or property manager on spreadsheets needs something leaner than enterprise software.

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COI tracking by industry
Industry

COI Tracking for General Contractors

The typical vendors, the specific risk, and the insurance requirements that matter for general contractors.

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Industry

COI Tracking for Property Management

The typical vendors, the specific risk, and the insurance requirements that matter for property management.

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Industry

COI Tracking for Construction

The typical vendors, the specific risk, and the insurance requirements that matter for construction.

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Industry

COI Tracking for Facilities Management

The typical vendors, the specific risk, and the insurance requirements that matter for facilities management.

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Industry

COI Tracking for Real Estate

The typical vendors, the specific risk, and the insurance requirements that matter for real estate.

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Industry

COI Tracking for Landscaping

The typical vendors, the specific risk, and the insurance requirements that matter for landscaping.

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Stop tracking certificates in a spreadsheet.

CoverGuard reads every ACORD 25 with AI, flags anyone under-covered, and chases renewals before coverage lapses. Join early access — plus a free COI audit at launch.

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